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	<title>Student Loans : News, Updates and Blog Posts &#187; Consolidation</title>
	<link>http://blog.studentloannetwork.com</link>
	<description>Student Loan Blog: News, Updates and Advice</description>
	<lastBuildDate>Fri, 30 Jul 2010 16:33:31 +0000</lastBuildDate>
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		<title>It&#8217;s July 23rd, Do you know where your loans are?</title>
		<description><![CDATA[Did you know that because nearly all private student loans have variable APRs, your interest rate could have changed several times in the past 2 years?]]></description>
		<link>http://blog.studentloannetwork.com/loan-consolidation/its-july-23rd-do-you-know-where-your-loans-are/</link>
			</item>
	<item>
		<title>Confused about reform and consolidation?</title>
		<description><![CDATA[If you&#8217;ve heard the word about the reform currently in progress across the country, you probably are aware of the end of the FFEL program and exclusive federal consolidation returning to the Department of Education. If not, read this page on upcoming changes to get acclimated.
One question we get a lot is, &#8220;If FFEL is [...]]]></description>
		<link>http://blog.studentloannetwork.com/loan-consolidation/confused-about-consolidation/</link>
			</item>
	<item>
		<title>Consolidation: Your Ticket to Summer Savings</title>
		<description><![CDATA[Looking to save a few bucks this summer? Student loan consolidation can save you hundreds of dollars per month!]]></description>
		<link>http://blog.studentloannetwork.com/consolidation/consolidation-your-ticket-to-summer-savings/</link>
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		<title>What NOT to do when Consolidating your Student Loans</title>
		<description><![CDATA[There are a great many benefits to consolidating your student loans, such as the convenience of making one or two monthly payments as opposed to six or seven, the lower monthly payment. But there are some cases where you have to be careful.]]></description>
		<link>http://blog.studentloannetwork.com/loan-consolidation/what-not-to-do-when-consolidating-you-student-loans/</link>
			</item>
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		<title>Graduating? Consider student loan consolidation.</title>
		<description><![CDATA[Depending on the amount (and type) of loans you took out for school and the repayment plan you selected, the monthly payments may still be out of your reach by the end of your grace period.]]></description>
		<link>http://blog.studentloannetwork.com/loan-consolidation/graduating-student-loan-consolidation/</link>
			</item>
	<item>
		<title>Unemployed with Student Loans?</title>
		<description><![CDATA[If you are unemployed and concerned about how you will be able to repay your federal student loans, deferment might be an option.]]></description>
		<link>http://blog.studentloannetwork.com/stafford-loan/unemployed-with-student-loans/</link>
			</item>
	<item>
		<title>From Our Forums: Consolidation Question Quartet!</title>
		<description><![CDATA[There was a great question in our loan consolidation forum this week from a new user with lots of loans from medical school. James recently finished his Master&#8217;s degree as a physician assistant (congratulations!) and wrote to us looking for some consolidation advice:
I have the following types of federal loans:

Subsidized Stafford
Unsubsidized Stafford
Grad PLUS
Previously consolidated federal [...]]]></description>
		<link>http://blog.studentloannetwork.com/loan-consolidation/consolidation-question-quartet/</link>
			</item>
	<item>
		<title>So When Should I Consolidate?</title>
		<description><![CDATA[When is the best time to consolidate your federal student loans?]]></description>
		<link>http://blog.studentloannetwork.com/consolidation/so-when-should-i-consolidate/</link>
			</item>
	<item>
		<title>Have a Consolidation Question?</title>
		<description><![CDATA[If you aren&#8217;t already familiar with our Financial Aid Forum, it is an awesome resource for answering questions about virtually every kind of financial aid or loan a student can take out toward their education.
We have three dedicated Student Advocates (myself included) that are available Monday-Friday to help out and an informed user base of [...]]]></description>
		<link>http://blog.studentloannetwork.com/loan-consolidation/consolidation-question/</link>
			</item>
	<item>
		<title>Did you know you can get IBR on a Federal Loan Consolidation?</title>
		<description><![CDATA[It&#8217;s true! If you are unfamiliar with Income Based Repayment (IBR), I would recommend reading my blog and then consulting the Student Loan Network&#8217;s handy payment estimator chart under the new repayment plan.
Why is IBR better than the normal plan?
There are a couple reasons why. First, IBR takes your income into account when it computes [...]]]></description>
		<link>http://blog.studentloannetwork.com/loan-consolidation/ibr-on-a-federal-loan-consolidation/</link>
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