10.08.08 | Four Places to Find Emergency College Funds
I grew up like most kids, loving the October Halloween month. I had a license to be bad and wasn’t afraid to use it. Snickers, KitKat’s, Reese’s Peanut Butter cups, & Twix were the sweet objects of my affection. And yes, my waistline reflected my sinful indulgence, but I wasn’t trying to impress anyone. Today October holds a much different feel from those young carefree days; a feel more in line with those post chocolate celebratory belly aches, given all the economic woes plaguing our county. And while my waistline is now much thinner, so is my hairline. Stress surrounding the greenback plagues us all.
“I need money for school, please help,” is a common phrase I hear from students each day. And when you come to the realization your money tree has been chopped down by Paul Bunyan it’s a terrifying reality check. I’ve been there myself. I just wish I had the ‘08 version of me to advise the ‘94 version of me, but I digress. I want you to benefit from my infinite wisdom. Here are my “Fab Four” ways to get those funds you need!
Perhaps the only good thing surrounding an economic downturn is the cost of borrowing decreases, which means lower interest rates for you and me, which makes private loan options more attractive. It’s important to note that most students do require a co-signer for a private loan. Funds get sent directly to you and are great for everyday school expenses. You can also borrow up to $45,000 and repayment does not begin until after you graduate.
To apply for a private loan (click here).
Bank of America offers a $25,000 line of credit for qualified applicants. Decision in 10 minutes and the funds get deposited directly into your checking or savings account. Best of all you don’t need excellent credit or collateral. Another great perk is you can re-borrow money you’ve already paid back if you get in a pinch.
To apply for the Bank of America Line of Credit (click here).
Great to have for emergency situations. Also, depending on the card you can score some pretty sweet rewards points such as cash back on gasoline or even World of Warcraft online game time. The Citi mtvU card, our Editors Choice, rewards students for using credit wisely and getting good grades. A lot of cards also offer exclusive savings on merchandise and restaurants as well.
To apply for a credit card (click here).
I saved the best for last. We hold monthly scholarship giveaways for students. Students love it because you don’t need to write an essay or have a certain GPA to enter, but that doesn’t mean everyone has an equal chance of winning. By completing point activities you can accrue additional points which can then be used toward a monthly scholarship drawing. By the way, if you are already a scholarshippoints.com member use this bonus code FOURSTEPS for 20 magical points, and don’t forget to enter this month’s big 10K giveaway – cha-ching!
To become a scholarshippoints.com member (click here).
I hope at least one of these options satisfies you like a king size snickers, and I hope you get the funds you need for school. I want to turn those tricks into treats. Then we can all do the Monster Mash and won’t have to wonder whatever happened to the Transylvania twist!
Five most recent student loan help blog posts:
The Student Loan Help blog is sponsored in part by:
I think it is a great way to let people know that there are other choices.
October 8th, 2008 | #
very good info, glad someone put it in terms I can understand. thank you
October 9th, 2008 | #
Great information for college students!
October 9th, 2008 | #
This site really did help me
October 9th, 2008 | #
Good information
October 9th, 2008 | #
When using credit cards for emergencie, make sure it is a real emergency.
October 9th, 2008 | #
this was real informative suprisingly.
October 9th, 2008 | #
Great ideas!
October 9th, 2008 | #
Wow! Very helpful article!
October 10th, 2008 | #
Thanks for the help. Pell Grants have helped me to attend college so far.
October 10th, 2008 | #
I enjoyed the beginning of this article…it caught my attention and made me want to keep reading
October 10th, 2008 | #
I think its appalling that credit cards would be one of the top 4, they are an awful drain on personal funds long after school is over and definately not one of the top options to consider…
October 10th, 2008 | #
That’s all true!
October 10th, 2008 | #
its useful info
October 10th, 2008 | #
Thanks, this was really helpful.
October 10th, 2008 | #
Great information. Thanks
October 10th, 2008 | #
You are doing good.
October 10th, 2008 | #
Great information
October 10th, 2008 | #
This isn’t bad advice, I just wouldn’t consider a line of credit. Not necessarily the most financial savvy borrowing plan for students
October 10th, 2008 | #
Thanks for the info. Right now I’m trying to obtain a private student loan. I dont have the best credit because during my freshmen year in college while trying to pay for school I made a stupid decision to get a credit card. That didn’t work out so well for me. I was working but I was working on campus and most of my paycheck went directly to paying my tuition bill leaving me a measly $50 every MONTH. My parents are divorced, my father refuses to help me pay for college, or anything else for that matter even though he STILL claims me as a dependent on his taxes and gets money for that. He also refuses to be a cosigner on a loan for me even though he has amazing credit. My mother had to fill bankruptcy for personal reasons and her cosigning wouldn’t be helpful. I am currently taking classes at the Academy of Art University online and they have blocked me from my classes b/c I do not have any money to give them on the remaining balance. When I spoke to the financial aid office they said that there was nothing they could do to help me if my parents wont apply for a parent plus loan. So here I am on the search…one private student loan I tried to apply for told me that they could not give loans at this time due to the current economic state…what is the world coming to?
October 10th, 2008 | #
This is a great way to organize the alternative way for paying for college besides your parents doing it for you.
October 10th, 2008 | #
This was really helpful
October 10th, 2008 | #
this is a great way for students who don’t know or who can’t afford college to get the funds they need. I’m a member myself and i do recommend this site.
October 10th, 2008 | #
This article has clear information. How to pay for college is on every student’s mind. Probably the least favorite method is going into credit card debt. Make your new hobby scholarship searching. They’re out there.
October 11th, 2008 | #
rather informative in struggling times
October 11th, 2008 | #
This si a very helpful page I did not know the avaliblity of private loans for school and I thought the interest would be going up with the economy going down.
thanks, john
October 11th, 2008 | #
these sites are invaluabe when some of us get denied for our financial aid at school!!!
October 11th, 2008 | #
Very helpful info!
October 11th, 2008 | #
it was really helpful.
October 11th, 2008 | #
i dont agree with having credit cards in school i totally screwed myself with one
October 11th, 2008 | #
this has a lot to offer I am deffinantly interested
October 11th, 2008 | #
wow what helpful info!!!
October 11th, 2008 | #
thankyou for your continuing support to help need students like me
October 11th, 2008 | #
it is nice to know that there is loans out there
October 11th, 2008 | #
thanks for the article, good stuff. good information.
October 11th, 2008 | #
thank you for this article, i found the information very helpful.
October 11th, 2008 | #
thanks;that info helped.
October 11th, 2008 | #
Great ideas!
October 11th, 2008 | #
good to know
October 11th, 2008 | #
ive used student loans for two years and have been making low monthly payments on them, it takes care of all my expenses and i only work just to have extra money. they are a good idea if you figure out exactly how much you will need and dont take out any more than necessary.
October 12th, 2008 | #
It explained in a very good way
October 12th, 2008 | #
FOR EDUCATION IS VEREY IMPORTANT,FOR SOMEONE TO FINE HIMSELF IN LIFE,BY AQUIRING KNOWLEGDE.AND I THINK IS VERY WONDERFULL FROM YOU TO PROMOTE EDUTION THROUGH,HELP SUCH AS SCHOLARSHIP, FINACIAL LOAN,AND AID.
October 12th, 2008 | #
Wow. I never paid attention to this website. I always received emails about it, but never checked it out. Thanks for the info!
October 12th, 2008 | #
very helpful.
October 12th, 2008 | #
scholarships helps people fulfil there ambitions
October 13th, 2008 | #
Someone can reach their goals with an aid from scholarship
October 13th, 2008 | #
This website is really great.Can you imagine my friendsare getting to know it from me. I feel good about this.
Continue the good job. Bravo!
October 13th, 2008 | #
It’s all interesting!.
October 13th, 2008 | #
Everyone should read this, very helpful information.
October 13th, 2008 | #
thanks for the advice
October 13th, 2008 | #
The info is awesome.
October 13th, 2008 | #
The info is really good.
October 13th, 2008 | #
good information, lots of good things to keep in mind for the future.
October 13th, 2008 | #
Information was very helpful.
October 13th, 2008 | #
I think this are all great ideas
October 13th, 2008 | #
great info
October 13th, 2008 | #
Wow, I didn’t know Bank of America did that.
October 14th, 2008 | #
I am a single parent working full time and going to school full time. I am going to have to drop some hours at work in order to be able to keep up with my schooling and my kids so all the extra money for school I can get will help a lot. Grants and scholarships would help out more.
October 14th, 2008 | #
This site has been helpful.
October 14th, 2008 | #
Info. could be helpful especially about Bank of america but the credit card one be careful you could get into some serious debt.
October 14th, 2008 | #
I thank you foer the helpful information. I can attest to the fact that money is my number one concern when it come to higher education
October 14th, 2008 | #
This was great!
October 14th, 2008 | #
I am grateful for student loans. Thanks to loans, I can afford to get a good education and become a successful teacher.
October 14th, 2008 | #
I think this site is awsome. It really provides alot of valuable information.
October 14th, 2008 | #
thank you for your advices, i will take them in consideration in order to makes the best decision and pay my college expenses.
October 14th, 2008 | #
Those are some great ways to get money. It is nice to know that interest rates are low also.
October 14th, 2008 | #
I have used federal loans, bank loans, and credit cards. I wish I didn’t have to exhaust debt since other people get their parents to pay for it, but at least you’ll have a good job to provide the income to pay it back one day. =)
October 14th, 2008 | #
thanks for the info about the only credit card i’ve found that rewards good grades
October 14th, 2008 | #
I love that you hold monthly drawings. It increases my chance of winning. I recently got married and had a baby so my education was put on hold until now. I just got up the courage to go back and finish my education. I want to be a teacher and I am almost there. I would greatly appreciate $10,000 toward my loans!!! Especially since next year I start students teaching and I will not be able to work to help support my family. ~ Bethany
October 14th, 2008 | #
I found that this website was very resourcefull
October 15th, 2008 | #
very good site
October 15th, 2008 | #
Thank you for the information.
October 15th, 2008 | #
I applied for a Stafford Loan and was able to get some help. This works well if your credit is less than perfect. You can find some that do not do a credit check.
October 15th, 2008 | #
This informational article helped me to find ways to earn money for college.
October 15th, 2008 | #
great advice very helpful for people who are running out of options and need money for school.
October 15th, 2008 | #
Hello
This is a good opportunity for students who come from disadvantaged families to have a chance to attend a college in USA. withe scholarship winning program, this is n doubt that i am going to join the rest of other students in academic race.
October 15th, 2008 | #
good advice thanks for the information
October 15th, 2008 | #
i think scholarships are great for students in financial crisis. Earning points is the easiest way to get a scholarship rather than writing an essay or obtaning a certain GPA. Although there is a slight chance of you winning all you have to do is believe that you will win and you win every thought word action you put out towards the universe its comes right back to you. I am going to win this scholarship so I can create a successful life.
October 15th, 2008 | #
Great suggestions! I personally would try for scholarships and student loans before opening a line of credit or credit card since scholarships are free and payments are deferred for student loans.
Thanks!
October 15th, 2008 | #
this information would be great if i could one get help with getting a loan from my school or two if the companies that offer student loans would actually give a student such as myself a student loan
October 15th, 2008 | #
Great Advice! Thank You!
October 15th, 2008 | #
this site is very helpful
October 15th, 2008 | #
This is very informational!!
October 15th, 2008 | #
there are a lot of young adults who feel that they are ready for college but they don’t have the money or do not want to be responsible for any long time loans to pay back and i really think that this a wonderful resource for people like us…..
October 15th, 2008 | #
The line of credit section was very helpful. It is good to know that you can re-borrow funds if needed.
October 15th, 2008 | #
Those are some great options but considering the credit card which is good but also has flaws. I am 18 years old and a freshman in college and I was thinking about applying for a credit card but I was thinking to myself after “trying” to pay my loans back on time with the result of low-income with my parents my credit will be bad because of not paying my loans back “in time”. If I don’t pay back in time wouldn’t that interfer with my chances of getting accepted and approved for a credit card?
October 15th, 2008 | #
It’s good that you help students that need money for school like me. I had just got my refund money and it went fast like crazy wuth buy my books and do other things.So how do i get in a program like yours.
October 15th, 2008 | #
I have a bank of america credit card which is maxed out and I do not qualify for another one. I am trying to slowly pay it off. I think this program is great
October 15th, 2008 | #
Very helpful!
October 15th, 2008 | #
good advice did not know about some of those
October 15th, 2008 | #
i know exactly what they are talking about because i am in the same position as a student needingto pay for school. i did discover scholarshippoints.com by reading this though so hopefully i will get something out of it.
October 15th, 2008 | #
Wow! What an interesting article!!!
October 15th, 2008 | #
Not to sound overly negative or anything, but students who wish to pay for college and were not granted any assistance from FASFA, generally have to have to apply for a private loan. Problem is, although the interest rates are lower, loans are not being passed out so easily. Secondly, If you are between the ages of 18-21, most likely, you have what is called NEW CREDIT, which requires you to use your parents credit as a co-signer. BUT if you are like me, whose parent debt is more than there income, there again, you run into a problem. CREDIT CARDS are generally a trap. Therefore your only real option to go to school are scholarships.
Another wards, If you’re broke and your parents are broke, go to school for free.
If you’re family is loaded with cash, mommy and daddy will take care of it.
If you’re like me, the average white, middle class American, who isn’t supported by mom and dad, face it, until this ridiculous system cleans itself up, YOUR SCREWED.
Good luck finding what you need for school. Hopefully you won’t have loans as big as mortgages to pay off after graduation.
October 15th, 2008 | #
I found the article ” Four Ways To Find Emergency college Funds” to be very resourceful.
October 15th, 2008 | #
This site is very helpful
October 15th, 2008 | #
I understand there are four places to find emergency money but its hard to go to those sources when you come from a poor family and have bad credit. Fafsa does give me some money but its not enough when I have rent and books to pay. I would have to work to have money to eat so my grades suffer thus not qualifying for certain funds. I can’t get a loan because my credit is bad and my parents don’t have credit. It just seems like people make it seem like its easy to get funding for school when its not.
October 16th, 2008 | #
Very informative article
October 16th, 2008 | #
their should be easy way to get money for scholl. so students do not go broke.
October 16th, 2008 | #
I agree with this article so much. Being a single mother it is a hard road to decide to go back to school full time and support a family.
October 16th, 2008 | #
Hay! How about the guy that isn’t 18 years old yet! I am falling thru the cracks! Help! Don’t punish me for my parents choice of starting me early!
October 16th, 2008 | #
it’s a good point to make that intrest rates are low right now. Privite loans may be the best option for many struggling to get scholarships.
October 16th, 2008 | #
Useful Info
October 16th, 2008 | #
I remember all the belly aches I use to have on Halloween night. When Halloween comes around I often thinks about the times we shared and all the fun we had in our childhood days.
October 16th, 2008 | #
It looks like there are so man ways to get money for school!Thats really cool.Thank you for you advice:)I really need them right now.
October 16th, 2008 | #
I find this very helpful; giving out links to direct students to particular financial aid needed in order to make it through school. It also points out all of the different options to receive financial aid assistance
October 16th, 2008 | #
I’m very much interested in applying for this scholarship because I will begin my freshmen year of college on January 18, 2009. My main focus is to just get my life situated financially so nothing would later interfier with my college, and career paths.
October 16th, 2008 | #
My parents downloaded these words in my head over and over again, “join the military, or go to school to get your degree”. Of coure my decision was to go to college and earn a degree that would later benefit me down the line.
October 16th, 2008 | #
I enjoyed reading this article, it had some pretty useful information.
October 16th, 2008 | #
I wish I would have found this website sooner; this is the easiest way to earn money for college. I mean really, no essay? It’s my heaven.
October 16th, 2008 | #
Loans are just about the only way to fund an education these days. The sad reality though, you still have to pay back the money borrowed, and unless the jobs are out there when you get close to graduating, it just becomes another big bill with little way to pay for it.
Scholarships are a great way to supplement the cost of education, but the ones that really help are few and far between, and there are so many fake offers out there, you can spend as much time applying, writing essays, participating in programs, etc as you spend on homework, and still come up with nothing with try agian next year.
Yes this is the voice of experience talking.
One can only hope that they can land a decent size scholarship or grant in time. (I am still hoping)
October 17th, 2008 | #
I believe getting credit cards can mess up your credit. It is bad because you are struggling to pay it off while you taking out student loans. It is put6ting you more in dept
October 17th, 2008 | #
hey i think that the gov. should just give us more money
October 17th, 2008 | #
good info. thanks
October 18th, 2008 | #
Credit cards are bad, but alot of thanks is good for those who are able to help you
October 19th, 2008 | #
I BELIEVE THAT EARNING A SCHOLARSHIP IS A GREAT WAY TO ENTER COLEGES UNLIKE STUDENT LOANS U HAVE TO BACK
October 19th, 2008 | #
Very helpful at a time when we all need help.
October 19th, 2008 | #
This information was really helpful!
October 20th, 2008 | #
THE INFROMATION WAS VERY INFORMATIVE
October 20th, 2008 | #
No loans they bite you in the butt but scholorships and grants would be great to do
October 20th, 2008 | #
This site has really helpful tips and its right it is a reality check when, “the money tree gets chopped down”. Thanks for all the help =]
October 20th, 2008 | #
Im not a big fan of the loan thing. Im still taking my pre req. classes at a comm. college and i dont want any loans untill I get to the university
October 20th, 2008 | #
I WOULD LOVE TO GET SCHOLARSHIPS BECAUSE THEY ARE MORE HELPFUL
October 21st, 2008 | #
This is very useful information.
October 21st, 2008 | #
This was helpful. I want a scholarship.
October 21st, 2008 | #
Thank you for the help. The Bank of America line of credit is one that I haven’t heard of yet.
October 21st, 2008 | #
It’s really frustrating to know what you want to do in life and how to get there, but just not having the money to get you the education you need in order to excel. That’s why I’m glad for sites like this one. Like they say, exhaust all “free money” sources before turning to others. Let’s all hope for the best. :]
October 21st, 2008 | #
I have the Citi Dividend Card and it is wonderful. Once you accrus more than $50 you can request a rebate check. I am already up to $100! The more you spend the more you get back! Great offer for students.
October 22nd, 2008 | #
Here is another Scholarship website
October 22nd, 2008 | #
i think all students should stick to scholarships.
October 22nd, 2008 | #
i love this article!
October 22nd, 2008 | #
Great information, i think this information will help others with money problems especially students like me!
October 22nd, 2008 | #
very helpful.Thanx
October 22nd, 2008 | #
please how can i find money to finance my college education.
October 23rd, 2008 | #
THIS IS REALLY HELPFULL.
October 23rd, 2008 | #
credit cards can help you pay your school loans later in the period.
October 23rd, 2008 | #
Thanks for the info
October 23rd, 2008 | #
What do you want me to say, I think this is great information – thank you.
October 23rd, 2008 | #
Good info
October 23rd, 2008 | #
I need money right now to help me financially and to help me succeed in school. This is a great program.
October 24th, 2008 | #
lines of credit are a dangerous suggestion. if you don’t have the money to begin with, how can you pay it back?
October 24th, 2008 | #
scholarships are best
October 24th, 2008 | #
I need money
October 24th, 2008 | #
great article
October 24th, 2008 | #
I don’t see how this gets you anywhere in getting schoarships
October 24th, 2008 | #
Great Information very helpful and easily relateable!
October 24th, 2008 | #
Hmm, somewhat simplistic information, but for points…
October 24th, 2008 | #
This has been so helpful, thank you.
October 25th, 2008 | #
this was a great page to get good quick info on college funding.
October 25th, 2008 | #
This page was very informative and helpful. Thanks a bunch! ;D
October 26th, 2008 | #
thanks for the help
October 26th, 2008 | #
I think the monthly scholarships are best. As a non-traditional student trying to raise money for school this is a great option.
October 26th, 2008 | #
This was helpful. Thanks
October 26th, 2008 | #
cool
October 26th, 2008 | #
Nice i found this information pretty useful
October 27th, 2008 | #
thanks for the info
October 27th, 2008 | #
This link is very informative on ways to find money for college. Thanks and great job.
October 27th, 2008 | #
Having scholarships is just about the only way to go to college. I know that trying to pay for college out of pocket is extremely hard. If you can, win as many scholarships as you can. If you can, go to school for free!
October 27th, 2008 | #
well im not so sure i would be willing to get a credit card. However the bank loan sounds pretty good and had not even thought of that.
October 28th, 2008 | #
Thanks for the help!
October 28th, 2008 | #
I do not think that it’s good to be offering credit cards when they are talking about increasing the interest rate in the future.
October 28th, 2008 | #
The scholarshipp idea is brilliant!
October 28th, 2008 | #
The line of credit through Bank of America is not a good idea either. Why would you borrow money that you have already paid back. the purpose of paying is to get out of debt, not to accumulate more interest fees.
October 28th, 2008 | #
The private student loans are not a good way to go if you have trouble not shopping. If I was applying for a private loan I would rather the money be sent to the college to be sure that all the fees and tuition is paid. If there is left over money I would like the school to return it in a check.
October 28th, 2008 | #
I think this is great however private student loans are not as easy as they should be to get! it is rather frustrating! but I really like this website!
eerne eloise
October 28th, 2008 | #
I don’t consider credit cards a good option. Yea there great for the time you need the money but they also come with a monthly bill so if you can’t handle the bills you already have, a credit card isn’t the answer. especially if you wont be able to put more then the minimum payment because they with keep adding on interest putting you in more debt.
October 28th, 2008 | #
Thank you again for the information and sharing your knowledge.
October 29th, 2008 | #
This is graet information. This site is very helpful.
October 29th, 2008 | #
Though credit cards are good for emergencies, using them as quick funds can get students in college. Most of us will already be in thoudsands of dollars in debt because of loans, why add on credit card debt to that??
October 29th, 2008 | #
everything seems a little scary i’m unsure what do i don’t want to borrow money because i don’t want to be in debt because i will be constantly spending on needs i don’t want to be buried in debt and have it affect my family
October 29th, 2008 | #
that’ cool
October 29th, 2008 | #
Good reference for me.
October 29th, 2008 | #
WHAT ARE BEST CREDIT CARDS FOR COLLEGE KIDS
October 29th, 2008 | #
This is all well and good, but realistically speaking students aren’t able to get most of the benefits above unless they have a co-signer. The Bank of America Credit line sounds really nice as well, but I’m sure it’s the same case. I wish there were other resources for students like me. I attend a commuter school with no dorms and with few resources for out-of-state student. Also, in my earlier university years, I was never able to find an effective co-signer. No worries though, I made it past some very difficult times successfully and triumphantly. However, at this point, as a senior, I’m looking into other options like fellowships and so on for graduate school. Preparation is really essential to this process. Yet, for younger college kids I wish there were more resources… Scholarships are a good option as well, and if one prepares beforehand, they might have a really good chance at winning scholarships they’ve applied for. Essay is usually the best choice. However, what happens to students who don’t know their options or who don’t have parents who have ever been through the process of university and scholarships/loans or FinAid before? There must be something for them as well… Cheers,
Yours Truly,
M. George…
But really, some of these issues can be avoided by picking a good university to attend. So know your school before you enroll, and depending on where you go, college will be a very good experience even if finances are low; because attending a resourceful university is everything…
October 29th, 2008 | #
Grad Plus Loan worked for me.
October 29th, 2008 | #
Private loans can be great in a pinch, but be aware of how drastically interest rates can change and how expensive origination fees are, if you take out a $16,000.00 loan, for example, fees tacked onto it may be upwards of a couple thousands dollars–I learned this the hard way from a Bank of America loan specifically for students and education. I also needed a co-signer.
October 29th, 2008 | #
thanks aolot
October 29th, 2008 | #
What about grants?
October 29th, 2008 | #
wow! i never really thought about it like that before. Thanks a lot!
October 29th, 2008 | #
There are alot of ways to recieve finicail assistance through college. I myself had to use plenty of it.
October 29th, 2008 | #
Thank you for the help.
October 29th, 2008 | #
This was incredibly helpful! Thanks for posting.
October 30th, 2008 | #
this was very helpful, thanks.
October 30th, 2008 | #
I am finding it difficult this first semester in college. Money doesn’t go as far as I wish it would. Finding a job also isn’t what I expected. Finding money for school is tough. I think that scholarships is the best way to go. Scholarshippoints is a great way for college students like myself to earn. However, I’m still tring to keep my grades and aimming for the seemingly impossible 3.5 GPA. Loans and credit cards are good but no one wants to graduate and be in debt.
October 30th, 2008 | #
What do you do when you don’t have a cosigner?
October 30th, 2008 | #
Really good site, very informative
October 30th, 2008 | #
ive applied for so many loans already =[
October 30th, 2008 | #
why can’t i submit points when I am 17years old? i am a senio!
October 30th, 2008 | #
THANKS FOR ALL THE GREAT INFORMATION I CAN REALLY USE IT.
October 30th, 2008 | #
Helpful ideas to pay for college!
October 30th, 2008 | #
very useful
October 30th, 2008 | #
Excellent resource
October 30th, 2008 | #
they need to make it easier for use to be able to get loans
October 30th, 2008 | #
Interesting and helpful
October 30th, 2008 | #
i think that the scholarship idea is the best one out of all of them. FREE MONEY!!!
October 30th, 2008 | #
WHAT A WONDERFUL SITE YOU HAVE HELPED ME FIND DIFFERENT WAYS TO GET MONEY FOR MY COLLEGE EDUCATION NOT TO MENTION THE DIFFERENT WAYS TO EARN POINTS FOR YOUR OWN SCHOLARSHIPS. KEEP UP THE GREAT WORK.
J. STOLEE
October 30th, 2008 | #
Maybe Ill try it out
October 30th, 2008 | #
Hi,
Good info, could you put more info up for military personnel?
Thanks,
October 30th, 2008 | #
Great information.
October 30th, 2008 | #
Great advice, thanks
October 30th, 2008 | #
I think the Scholarship points is probably the best option because you dont have to pay the money back.
October 30th, 2008 | #
This is alot of help
October 30th, 2008 | #
like very much
October 30th, 2008 | #
I did not know there wre so many options . Great website.
October 30th, 2008 | #
I like articles like this, because i’m always broke
October 30th, 2008 | #
EASY AS THAT
October 31st, 2008 | #
I need scholarship money and wanted to thank you for this kind of opportunities you are giving us. Thank you
October 31st, 2008 | #
I am working on points
October 31st, 2008 | #
this was really interesting
October 31st, 2008 | #
sounds good
October 31st, 2008 | #
hmmm….pretty helpful for those just starting out on their own.
October 31st, 2008 | #
no comment
October 31st, 2008 | #
i am so nervous about the moving to a big city and trying to find the money for living and school!
November 1st, 2008 | #
I have received fafsa two years in a row and now they say that I was never on file so i didn’t receive my grant after filling out the application this year.. That put me in a financial bind.
November 1st, 2008 | #
thanks for the information it helped me out a lot, keep up the good work on your website
November 1st, 2008 | #
Totally true!
November 2nd, 2008 | #
OH MI GOSH!
November 2nd, 2008 | #
=)
November 2nd, 2008 | #
I recently applied for the federal work study! thanks…
November 3rd, 2008 | #
i think saving the best for last is an great idea
November 3rd, 2008 | #
I think that the idea that all students can get equal opportunity for financial aid through scholarshippoints.com is awesome.
November 4th, 2008 | #
true these are the best things to do to find college money
November 4th, 2008 | #
Thanks for the advice i never knew about the credit card thing. I was going to do the private loans but, i need a co-signer that is not a relative and i was wondering could you know of some private loans that do allow realatives to be a cosigner?
November 4th, 2008 | #
THIS SCHOLARSHIP IS PRETTY GOOD
November 7th, 2008 | #
what a fantastic way to help people
November 7th, 2008 | #
Every poor student like me needs enough money for his better student life,so its realy helpfull
November 8th, 2008 | #
scholarships are the best way to go!
November 9th, 2008 | #
Thanks it helps! Scholarships are the best!
November 9th, 2008 | #
good way to help
November 9th, 2008 | #
I never have any luck with getting scholarships! I apply and apply, but nothing ever comes out of it.
November 9th, 2008 | #
Great reference
November 9th, 2008 | #
good advice.. i would definitely consider this
November 9th, 2008 | #
I’m glad there are other choices I am still researching all of the choices
November 10th, 2008 | #
thanks for the info.. very useful!
November 10th, 2008 | #
This is a good website, everyone should consider going to this page and check out the information this site provides.
November 11th, 2008 | #
Using credit cards is still too scary of an option to me. been there, done that. not good.
November 12th, 2008 | #
this is great information. im trying to get scholarships for next quarter.
November 12th, 2008 | #
IF WISHES WERE HORSES THEN I COULD HAVE WISHED TO HAVE WON ONE OF THIS MONTHS GRAND OVERROLL.
November 13th, 2008 | #
lots of good info!!!
November 13th, 2008 | #
You have to be educated about what is available. You literally have to study all the different options.
November 13th, 2008 | #
It’s good advice, because I had to end up doing 2 things on the list!
November 14th, 2008 | #
i wish i had money for school, even with the drawings i need to get picked my mom is poor with bad credit, i’m the bread winner and i onlt may minimum wage!!!! i need help someone!!! n e one!!!
November 14th, 2008 | #
Good information,
I will consider this if I get in a tight for money for college.
November 14th, 2008 | #
great info i think im goin to might get me some loans
November 14th, 2008 | #
Nice tips!
November 14th, 2008 | #
I think its a great way to educate students on other options and best decisions:)
November 14th, 2008 | #
Great ideas…yes…workable and reality for the masses…not even possible…Private Student Loans are great if you qualify, if you have good credit or a really good credit worthy co-signer. But..if you don’t they turn you down, private student loans are not that easy to get a hold of. Open ended loans up to 25,000…well that does depend on how much money you make every month and what your credit looks like, so if you are like many college students you don’t make squat each month because trying to balance school and a job are not easy at all…and credit score…let’s see…really…most college students don’t have one yet. Ok that brings us to credit cards, has anyone really looked at the fine print on those things? Credit card companies can and often do change terms without notifying card holders. And for anyone screaming “they can’t do that!” check out that little block of super fine print on the back of the application. They can and they do, which means you end up with a bigger bill than you ever imagined and you’re paying every month getting no where all the time. Scholarships are great, but even they have a draw back. For every scholarship out there, there are thousands upon thousands of very needy and deserving students who compete for them. None of these options are really a “quick” fix. Heading back to college to finish my graduate studies after working for a while really shows you what you’re up against. There is nothing easy or quick about the process of college or getting the funds to get through it all, but it is worth it and in the long run where you end up is better qualified to compete in marketing your skills to an employer of your choice.
November 14th, 2008 | #
If you do get a credit card make sure you use it wisely because most students end up in alot of debt when they graduate because of this.
November 16th, 2008 | #
i love how it gives people hope of actually attending the college of their dreams no matter how much tuition is.
November 17th, 2008 | #
you give us all an optomistic attitude towards our financial situations with college. thank you!
November 17th, 2008 | #
great ideas!
i love scholarships
November 20th, 2008 | #
this helps alot…thanks
November 20th, 2008 | #
Pretty cool!!!
November 20th, 2008 | #
This was a wealth of information. Thanks!
November 21st, 2008 | #
It is appaling that one would have to resort to credit cards for colllege expenses. What is our nation coming to? DO they want education to be for the rich too? We need some new forms of money and more of it for college expencses so the needy can get an education.
November 21st, 2008 | #
that’s alot of help
November 21st, 2008 | #
This is very helpful. Recent times allow for students to get too involved with credit and it ends up hurting them rather than helping.
November 21st, 2008 | #
great advice thanks for the tips i will def try it out
November 23rd, 2008 | #
This information is very useful to students who are advancing there education to a college level.Its also understandable and states information more clear so that students will understand and could pursue getting more help easier.
November 24th, 2008 | #
wow this is definitely some useful infomation! thanks
November 24th, 2008 | #
Awesome!! well, out of the four options, I already have three of them. Private Student loan offers a great amount of aid to help through college. Scholarship was automatically given to me and credit cards, man you get the best of everything with one swipe and dont have to pay back till you wishes. BOA line of credit sounds interesting and promising. I feel like calling them right now and find out but they’re closed. Tomorrow.
November 24th, 2008 | #
I will deffinately try these tips I need any help I can get right now.
November 25th, 2008 | #
This is really great information. College financial aid can be so stressful.
November 26th, 2008 | #
Thats very useful information. Thank you so much!
November 26th, 2008 | #
I never knew about the bank of america credit line, i think i might check that out more
November 27th, 2008 | #
i was having trouble trying to find money, this may be the answer
November 27th, 2008 | #
This was helpful, I mean I knew most of it already but it was vyer well put together.
November 27th, 2008 | #
bank of america is not very helpful at all, at least in my experience. the best and easier money from this advice is the student credit cards, capital one is a very easy one to get if you have little or no credit.
November 29th, 2008 | #
I like it!!
November 29th, 2008 | #
This is very resourceful and helped me out a lot.
November 29th, 2008 | #
i think these are great options considering the advatages and disadvantages of each option given. And these all seem like good options to look at.
November 30th, 2008 | #
Thanks for all the great information. Also, thank you for all the scholarship information and help.
December 1st, 2008 | #
Thanx for the advice. i will look upon it.
December 4th, 2008 | #
very informative to know. THanks
December 5th, 2008 | #
I can see why you left the scholarships for the last step. Scholarships helped greatly but you also can never have to many of them. Thanx for the ideas.
December 6th, 2008 | #
this was very helpful. thanks
December 7th, 2008 | #
I tell you this is great advice given to me. Credit cards end up hurting many people financially, my mother you can say as an example. But, ill keep this thought in mind. thanx
December 10th, 2008 | #
This scholarship idea is fantastic!
December 17th, 2008 | #
these are a great site to use
December 18th, 2008 | #
This is awesome. This site gives me real info that I can use.
December 27th, 2008 | #
useful information for someone who needs it.
December 30th, 2008 | #
Very good information. Thanx.
January 4th, 2009 | #
very informative. thank you so much
January 20th, 2009 | #
Good stuff, thanks for wonderful revelations.
January 26th, 2009 | #
I could totally look into using a line of credit! thanks for the information.
January 27th, 2009 | #
I reported on October 29, 2008 that the Grad Plus Loan worked for me. Due to the financial need for applying for these additional funds, it became necessary for me to withdraw temporarily in order to maintain the status of the financial assistance requirements of my federal loan. The problems began to occur at the application of the 08-09 federal application. After a month of waiting and inquiring about the status of the application, I was finally informed it had not been received. I followed instructions and resubmitted and awaited the funds to attend my First Year Residency, only to be informed later that one must be enrolled before supplemental funds can be disbursed. Ironically, these funds were needed to attend the Residency. Presently, my Financial and Academic Advisers are working with me to get my enrollment status resolved. The advice here is to guard your avenues for funding with diligence and determination because the possible delays can cause unexpected problems.
February 3rd, 2009 | #
It is daunting to think you could get out of college with about $80,000 of debt. Apply for every scholarship listed–you never know. If you are like me- In that middle of the road- regarding QPA, and with parents drowning in debt, winning a free scholarship may be the only option besides assuming great debt yourself. Sites like these may prove invaluable to make it work.
February 4th, 2009 | #
Thank you
February 5th, 2009 | #
Money for school is great. It’s so important!!
February 5th, 2009 | #
Money for school is worth it. A great education cannot be taken away!!
February 5th, 2009 | #
the information was very interesting and helpful
February 8th, 2009 | #
This was really good to know.
February 9th, 2009 | #
great information!
February 10th, 2009 | #
This was very helpful!
February 12th, 2009 | #
Well worth reading.
February 13th, 2009 | #
This is really great information. Thanks!!
February 13th, 2009 | #
good stuff
February 13th, 2009 | #
yes very informative.
February 13th, 2009 | #
Very impressive to know.
February 15th, 2009 | #
This is so important and helpful.
February 15th, 2009 | #
credit cards are not the way to go!
February 15th, 2009 | #
Thank you! this is really helpful to know.
February 15th, 2009 | #
The info was really easy to understand and it really helped put things in perspective.
February 16th, 2009 | #
Super handy information. Thanks!
February 17th, 2009 | #
cool.
February 19th, 2009 | #
good information.
February 19th, 2009 | #
Great information but do you have any information on grants out there?
February 25th, 2009 | #
THANKS FOR ALL THE FINANCIAL ASSISTANCE INFORMATION!
February 25th, 2009 | #
Thanks, I didn’t realize some of these were options
February 25th, 2009 | #
thank you
February 25th, 2009 | #
This was a really good read!
February 26th, 2009 | #
Hello Colton,
Grants, such as the Pell Grant, are awarded based on your demonstrated financial need.
In addition, your school will usually offer grants and scholarships as well. Definitely speak with your financial aid office. We also have a great web tool available where you can search for scholarships at http://www.studentscholarshipsearch.com.
February 27th, 2009 | #
This info was really helpful! Thanks!
February 27th, 2009 | #
cool….thanks =]
March 1st, 2009 | #
Hum I still freak out in October so thank for the help
March 2nd, 2009 | #
THanks a bunch
March 2nd, 2009 | #
great information thanks!
March 2nd, 2009 | #
This information was very helpful. I tried to apply for the private loan but my school wasn’t listed.
March 3rd, 2009 | #
thanks a lot!
March 4th, 2009 | #
This excellent information to know if you are in a bind. Thanks!
March 4th, 2009 | #
I found the information to be very informative. Thanks
March 4th, 2009 | #
It will be good to utilize this information especially if you have no access to any type of credit.
March 4th, 2009 | #
Hello Sandra,
I’m sorry to hear that. If your school was not listed you may want to contact your school’s FAO to find out who they are working with.
March 4th, 2009 | #
yes I really want a scholarship.
March 4th, 2009 | #
thank you for the information , very informative
March 4th, 2009 | #
that was really helpful
March 4th, 2009 | #
great information
March 5th, 2009 | #
Very helpful information
March 5th, 2009 | #
i REALLY NEED A SCHOLARSHIP MY MOM IS PAYING FOR 2 OF US NOW TO GO TO COLLEGE
March 6th, 2009 | #
good unformation
March 6th, 2009 | #
Informative.
March 6th, 2009 | #
good site,but too many steps ,not useful for foreign students
March 7th, 2009 | #
thanks! scholarships are the only way to go!
March 7th, 2009 | #
very helpful
March 7th, 2009 | #
thank you! very informational
March 8th, 2009 | #
Its really great to know there are more coices.
March 9th, 2009 | #
it helped!
March 9th, 2009 | #
I thought the website was very helpful thanks
March 10th, 2009 | #
Great Info!!
March 12th, 2009 | #
I currently agree with the scholarships but not the credit cards because i can’t get any credit cards and if i did have one I will be in true debt.
March 12th, 2009 | #
This information was very good to hear. Its good to know there are more ways than one to gain money for college.
March 12th, 2009 | #
credit cards are a terrible way to accrue debt. The interest charges alone are enough to get a student in over their head, as if we don’t have enough debt and interest to pay back after school!
March 13th, 2009 | #
THIS INFO WAS REALLY USEFUL.
March 13th, 2009 | #
im glad i read this…this helps me a lot
March 14th, 2009 | #
I will defiantly look into scholarships further!
March 15th, 2009 | #
thanks! this was very informative
March 15th, 2009 | #
Two of the four were credit cards that require a credit history. The fourth’s chances are seeming very slim, although an attractive option to students who don’t want to do anything for free money (although essay scholarships are ridiculous. you spend hours writing an essay with absolutely no returns, while amidst all the normal school work). The first one is the only decent option for most everyday students, but still quite a scary transition going into potentially thousands of dollars in debt with no conclusion on what is to come after graduation.
March 17th, 2009 | #
Great info. Clearly written and easy to understand
March 17th, 2009 | #
Great information
March 18th, 2009 | #
I have recieved much information.
March 18th, 2009 | #
These articles are really helpful. Thanks!
March 20th, 2009 | #
Thank you for the information it helped!
March 20th, 2009 | #
Thanks for all the help!!
March 23rd, 2009 | #
Great Info
March 26th, 2009 | #
I don’t like student loans because if you already have debt, you just go more in debt and you start a new career already owing money.
March 26th, 2009 | #
good informantion
March 27th, 2009 | #
This article has helped me to understand the meaning of managing money.
March 27th, 2009 | #
good information
March 27th, 2009 | #
These are good ideas, but I’ve heard horror stories about people in their 30s still paying off loans, so I’m cautious about that.
March 28th, 2009 | #
good to know
March 28th, 2009 | #
these are good ideas but i’m not sure i’d recommend private loans and credit cards over cutting back elsewhere first. there are always options that don’t include taking on massive amounts of debt that should be explored first..
March 29th, 2009 | #
Thanks for the great info.
March 30th, 2009 | #
good website
March 30th, 2009 | #
very good read
March 30th, 2009 | #
It’s always nice to know where else help is available.
March 31st, 2009 | #
This is great information for beginners with little or no credit.
March 31st, 2009 | #
very nice website
April 1st, 2009 | #
i think its a great for people to know other options
April 2nd, 2009 | #
credit cards are you kidding me?
April 2nd, 2009 | #
Im glad people go through the same thing as me and want help and learn other options and tell people about it so other people don’t have to struggle.
April 4th, 2009 | #
Very Helpful…but really, credit cards??
April 5th, 2009 | #
very helpful info!
April 7th, 2009 | #
good insight!
April 7th, 2009 | #
Good
April 7th, 2009 | #
Great Info!
April 8th, 2009 | #
This was a vey helpful article and reading through the different posts was interestnig as well. Great advice!
April 12th, 2009 | #
thanks
April 12th, 2009 | #
wow, this is all good advice :]
April 16th, 2009 | #
Those are useful tips.
April 21st, 2009 | #
VERY NICE
April 21st, 2009 | #
nice
April 23rd, 2009 | #
Thnaks from all the students,
I think its realy helpful information for the needy students.Its a good job from u to us.
Thanks again
April 24th, 2009 | #
This is very helpful! thank you
April 26th, 2009 | #
Thank you for providing educational resources
April 29th, 2009 | #
Thank you, was needed.
April 29th, 2009 | #
Credit cards are bad ideas in this economy. Spend what you have, not what you think you can make.
May 6th, 2009 | #
Dear sir,
I am the student of computer system engineering of University of engineering and technology NWFP Peshawar Pakistan.
I belong from north waziristan agency located in NWFP Pakistan, which is included in the most effected area of Pakistan.I am in the final yaer of my studies. After doing graduation i want job in any of the developed countries.
And at the present condition i need fianancial help for for completing my current studies through any of the FATA scholorships for Pakistani effected areas students.
So plz sugest what i should do now.
Thanks
Sadiq shah
May 6th, 2009 | #
Wow, this is very helpful!
May 7th, 2009 | #
excelent
May 7th, 2009 | #
This was good info to have…Thanks
May 11th, 2009 | #
This is good info. Especially since I am getting ready to apply for financial aid.
May 11th, 2009 | #
I wonder if the risk is worth it, i mean im already going to have debt in student loan.
May 12th, 2009 | #
Thanks for the advice, the more ways to get money for college the better!
May 14th, 2009 | #
I think it is a good idea to have at least one credit card just in case of an emergency.
May 14th, 2009 | #
I like my choices. Thanks for telling us about all the different ways to get money. It helps.
May 15th, 2009 | #
Sound good plus it helps!
May 15th, 2009 | #
very good advice..
May 17th, 2009 | #
Great!
May 24th, 2009 | #
Awesome!!
May 26th, 2009 | #
Very good to know!
May 27th, 2009 | #
It was great information
May 30th, 2009 | #
This was great information i will use it wisely
June 4th, 2009 | #
this actually helped more than i expected it to
June 5th, 2009 | #
very interesting and informative. something both students and parents should know.
June 8th, 2009 | #
Very informative. I’m an online student and the cost of this type of education has been higher than traditional on campus programs. I learned of a new funding option by reading this article. Thank you!
June 9th, 2009 | #
Emergency funds great. Too bad my school is not included in it. Too bad that they only allow those with certain schools…. I mean, the list is not the definitive list of ‘it’ schools or anything. Aww Just irritated
June 10th, 2009 | #
great information for me and my parents thanks
June 14th, 2009 | #
great info, thank you!
June 21st, 2009 | #
cool
June 23rd, 2009 | #
i think its important to resarch everything there is out there because no one has all the answers and you never know what you will need
June 23rd, 2009 | #
There are many ways to find money for collage. Just gotta keep looking!
July 4th, 2009 | #
THIS IS INPORTANT AND NECESSARY FOR FIRST TIME STUDENTS
July 4th, 2009 | #
Thanks!
July 8th, 2009 | #
good to know
July 9th, 2009 | #
AWESOME
July 9th, 2009 | #
this is great! so so great
July 9th, 2009 | #
this is too good to be true
July 9th, 2009 | #
Good information.
July 10th, 2009 | #
very helpful! and useful information to show to my parents…
July 10th, 2009 | #
you never know until you try!
July 10th, 2009 | #
Nice overview of options. Shop around for the best deal.
July 11th, 2009 | #
Make sure you max out on all federal supported loans before using these options. Federal Stafford, Peel are better for students before these options.
July 11th, 2009 | #